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Download the Wagestream app from the App Store or Google Play.
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Register using your email and 8-digit staff number (on your payslip).
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Complete enrolment and start using the app to boost your financial wellbeing.
We have partnered with HSBC to provide colleagues with free financial wellbeing support.
As part of this offer, you can access:
Financial Wellbeing Talks – book onto sessions ranging from 30-minute bitesize talks (e.g. budgeting, managing debt, personal protection) to 1-hour core sessions (e.g. pensions, retirement planning, managing and growing your wealth)
Upcoming Financial Wellbeing Talks
- Tuesday 4th November 2025, 1pm - Making the most of your money. To join, click here.
- Wednesday 21st January 2026, 12:30pm - creating a budget. To join, click here.
Financial Health Checks – HSBC’s team will be visiting our sites to offer free drop-in appointments. These give you the chance to discuss your financial wellbeing confidentially and get tailored advice. To book a session, click here.
HSBC also holds daily webinars which you can access which provide you with the knowledge and tools to achieve your financial goals. To find out more, click here.
Please note: HSBC will not promote their banking products or services during these sessions. Where appropriate, they will signpost colleagues to other sources of support.
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Planning for Retirement – Guidance on reviewing your retirement savings, understanding your pension income, and considering future financial needs.
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Your Pension and the Public Service Pension Remedy – An overview of the McCloud judgement remedy, what it means for staff in public service pensions, and how to prepare for any changes.
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NHS Partial Retirement – Information on the new pension flexibility available, including how to access part or all of your pension while continuing to work.
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Taking Control of Your Finances – Practical advice on budgeting, saving, and long-term planning to help you feel more confident in managing your money.
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Effective Tax Planning for Higher Earners – Insight into legitimate tax planning opportunities, avoiding common pitfalls, and managing your income more efficiently.
The Trust offers several salary sacrifice schemes to help staff save on travel costs. The Bike Scheme lets you hire a bike and safety gear, with payments taken from your salary over 18 months and the option to buy the bike for 5% of its value at the end. The Car Scheme provides a leased car including insurance, servicing, and maintenance, with savings shown in your quote. The Merseytravel Scheme offers annual bus/train tickets paid upfront by the Trust, repaid monthly from your salary—giving 12 months of travel for the price of 10. For details, contact david.
Live Well - Offers a list of all food banks, pantries and other practical support services in Liverpool. Click here for more information.
Snoop - Helps you save money in a number of ways. It lets you see all your bank account and credit cards in one place so you can keep a closer eye on your money. Click Here.
Emma - A budgeting app that aims to help you keep control of your spending and help you avoid going into debt. Click Here.
Plum - Great for any large saving target. Plum will round up transactions to the nearest pound and save the change. Click Here.
Petrol prices - A free app that compares prices at almost 8500 petrol stations covering 98% of the UK. Click Here.
Honey - Is a free app that you can install which automatically checks for discount codes and coupons when you want to buy something. Click Here.
Budget Planner Tool - Free online tool helps you keep track of your money and suggests ways to improve your finances.
Debt Advice Tool - Have you missed more than one debt payment? Speaking to a trained and experienced debt adviser about your situation can help you see what the best decision for you might be.
Managing your money - Taking the time to manage your money better can really pay off. Understanding what to focus on now and then putting a long-term plan in place will help you cope better with your current and future needs.