Wagestream is a financial wellbeing app available to all staff at Liverpool University Hospitals NHS Foundation Trust. It is designed to help you manage, track, and improve your financial health.

What Wagestream Offers

  • Savings Tools: Set aside money automatically from your salary

  • Financial Education: Access expert resources from The Money Charity and Money Advice Service

  • InstantPay: Access up to 20% of your earned wages before payday (up to 40% for bank/enhanced shifts)

  • Real-Time Pay Tracking: View your earnings and budgeting insights throughout the month

Key Benefits

  • Reduce financial stress and avoid short-term borrowing

  • Flexible access to pay when unexpected costs arise

  • Build healthy saving habits

  • No loans or interest – just access to wages you’ve already earned

How to Register

  1. Download the Wagestream app from your app store

  2. Register using your email address and 8-digit ESR assignment number

  3. Enrolment is usually completed within 24–48 hours (Your bank details in ESR may be updated during this process – this is normal and secure.)

Eligibility

  • Available to all permanent staff and Allocate-rostered bank staff

  • Not available to staff working notice or using building society accounts with roll numbers

  • Wagestream does not receive or hold your data until you register and give permission

 

 

  • Your Pension and the Public Service Pension Remedy

The course is directed at anyone who joined the NHS Pension Scheme on or before 31st March 2012 and were a member on or after 1st April 2015 as if so, you are likely to be affected by the McCloud Judgement

 

  • Planning for Retirement

This course helps you take a positive, practical approach to planning and making informed decisions about your future.

 

  • Understanding your options for partial retirement

This course explains annual and lifetime pension limits and how they could impact your retirement savings—helping you make informed decisions to maximise your pension.

 

  • Your Financial Wellbeing

This course is designed to help employees identify the key financial issues that can arise during their working life and assist them with making key decisions and taking control of your own finances

 

  • Understanding Your Pension Tax Allowances

This course explores your income options, including drawdown, to help you make informed retirement choices.

 

For all these courses, please click here.